Help for New York Homeowners Affected by COVID is Here
1-844-77-NYHAF
(1-844-776-9423)
The New York State Homeowner Assistance Fund (NYS HAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure or displacement as result of a financial hardship caused by the COVID-19 pandemic.
NYS HAF expects to receive significantly more applications than can be funded by the program. Applications will be processed in the order they were received. Application submission does not guarantee you will receive financial assistance.
When will NYS HAF Assistance be Available?
The program will begin accepting applications January 3, 2022
In the meantime, we encourage you to review our Application Guide which includes a list of documents you may need when you are ready to submit your application.
Administered by the New York State government’s affordable housing agency, NYS Homes & Community Renewal (HCR), in partnership with a non-profit, Sustainable Neighborhoods, an organization dedicated to foreclosure prevention and homeownership preservation.
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Who Will Be Eligible to Apply?
Homeowners in New York State who were financially affected by COVID-19 and who are now behind on their housing payments.
Apply if you’re a homeowner who is:
Behind or in forbearance on their mortgage
In default on a reverse mortgage
Behind on their property taxes, water, or sewage bills
Behind on monthly maintenance charges of your coop or condo.
Behind on their chattel loans, retail installment contracts, or other types of home purchase loans and/or lot rent.
What Type of Assistance is Available?
The NYS HAF will provide homeowners who were affected by COVID-19 with several types of support:
Financial support to address delinquent housing payments that result in an affordable outcome;
Access to a Call Center and case managers who can help you find out about any mortgage relief you may be entitled to and how it will affect your future housing payments;
And referrals to professional housing counselors or legal service providers who are experts in this field.
In all cases, our goal at NYS HAF is to help as many New Yorkers as possible STAY IN THEIR HOMES!
How Do I Get More Information?
Additional resources describing the NYS HAF program in more detail are available:
Call Us To Find Out More
Our call center is staffed with live operators who speak multiple languages and who can assist you with any additional questions you have about the program or the application process.
CALL US AT
1-844-77-NYHAF
(1-844-776-9423)
Monday through Friday from 9 AM to 5 PM.
These hours will be extended once we begin accepting applications.